Archive for the ‘News’ Category

What the Failure of Lehman Bros Means for You

Tuesday, September 16th, 2008

We expect you will have heard the news about the bankruptcy of Lehman Brothers over this weekend, as well as the hasty £28 billion takeover of Merrill Lynch by the Bank of America. 

Obviously it can be a traumatic experience to lose your job, especially if you have spent much time and effort in advancing your career and seeking to be the best you can be.

WHAT DOES IT MEAN FOR YOU?

If you’re currently looking for a position in the banking and finance sector, now is the time to start becoming incredibly proactive. In a time of economic boom, the City of London alone hires around 10,000 new graduates each year, and even then the competition between candidates is incredibly fierce, particularly around the bulge bracket (largest) banks. The situation now is much more challenging.

WHAT WILL HAPPEN OVER THE NEXT TWO YEARS:

We can’t predict the future with regards to the fate of other banks and institutions. However, it’s very easy to see what has to happen in the employment market within banking and finance. 

1. HIRING WILL EVENTUALLY TURN AROUND

Naturally in light of recent events most banks will be very conservative with regards to hiring staff. Many of the largest banks have limited or cut their graduate schemes already. When the economy turns around and things start to improve, hiring will gradually increase again.

2. EXPERIENCED STAFF WILL GET HIRED FIRST

Thousands of staff from Lehman’s and those laid off from other banks will now be searching for jobs. When a recruiter is faced with the choice of an inexperienced graduate or someone who already has the experience, they will almost always choose experience. Additionally, the salaries of experienced staff are likely to fall, since any job is better than no job and laid-off staff will be keen to find work as soon as possible.

3. FINALLY GRADUATES WILL START GETTING HIRED AGAIN

The sector will re-hire the best staff from Lehmans and other banks first. Therefore as a graduate, it’s almost certain that you will further down the pecking order.

THE IMPLICATIONS:

The implication of all this is that, for graduates or those seeking the first position in finance, it could be a while - months or even a couple of years - before the situation changes.

WHAT CAN YOU DO?

You will certainly need to take an unconventional approach to landing that first job:

Take a long-term view:
What goes down must come back up, so at some point the situation will improve. You may have to ride out the storm for a few months or a couple of years, but if you know your goal is to work in finance, then you can spend that time doing everything possible to improve your chances of landing a job.

Be proactive:
Take alternative approaches to seeking a career; create a vacancy for yourself by convincing a company of the value you can provide; create a winning CV and apply speculatively; do what the most City high-fliers do when it comes to getting something they want.

Increase your value to a company:
Invest in yourself; learn everything you can about the sector; buy books or courses and train yourself on everything you need to know for your target role, so that you are ready to work ’straight out of the box’; become an expert who can start bringing in revenue for the company from day one.

WHAT’S THE WORD FROM THE TOP?

Yesterday we spoke to the CEO of a £20 billion asset management firm, who gave these words of advice:

“It is relatively simple for companies with solid balance sheets who are looking to rationalise - poorly performing employees will lose their jobs and will find it hard to find employment elsewhere. Good employees, who work hard, develop themselves through specialist training and add real value will retain their jobs and do very well, and when the markets turn they will be in a very good position. This is true for both experienced and entry level employees.”

THE TOP 20% WILL SURVIVE:

In other words, the top 20% will be safe in their jobs and ride the wave back up to the top of the next boom. If you’re not in that top 20% of proactive, value-contributing workers, you need to evaluate yourself and see how to you can contribute more value to the company in order to secure your position.

WHAT NOW?

We know that at times like this extra guidance is vital, so in addition to the usual advice from CEOs, finance professionals and experts, our full-day workshop in London this month will now also show you how you should approach job seeking in this new and more challenging environment. 

To find out more, visit www.benedix.co.uk/workshop

Good luck with your career search over the next few months and if we can help at all, let us know.

Economic updates…what’s going on?

Tuesday, August 5th, 2008

If you’re seeking a career in the finance sector, then the more commercially aware you are, the better your chances of passing the interview. It’s always good to track the markets and the economy - you will get asked about this at your interview! You can expect (among others) questions such as: 

  • What is the major trend in the oil price right now?
  • What do you think the Bank of England will do next?
  • What stocks are you watching and why?
  • How is the Euro doing now? 

To get an offer you need to be commercially aware  - after all, how can you claim to be to want to work in the finance sector if you don’t have enough interest to open the FT or keep an eye on what is happening  in the markets?

Below are some of the key economic indicators that will be released over the next week. If you would like to learn more about how these indicators affect the different markets - commodities, equities, bonds, foreign exchange and so on - then we recommend that you watch the video seminars on the Professional Trader Programme. Also, anyone who has completed the course is invited to our monthly Traders and Investors Club, where full-time traders, fund managers and investment bankers meet up to discuss the markets in depth. To get your invitation and find out more about trading and the markets visit www.benedix.co.uk/protrader

Economy

The Federal Reserve, the European Central Bank and Bank of England announcing their interest rate decisions this week. This will probably be the main focus in the financial news, although all three are expected to hold their current rates. This means that any change will cause quite a response in the markets. However, with oil prices falling back, the committees may be feeling a little bit of relief. With the BoE having the highest interest rate and the poor economic data that we have seen recently, there is an off-chance that we may see an interest cut in the UK.

Monday 4th August

  • 09:30 UK Construction PMI
  • 13:30 US Personal Consumption Expenditures
  • 13:30 US Personal Spending
  • 15:00 US Factory Orders

Tuesday 5th August

  • 00:01 UK Halifax Home Price Index
  • 09:30 UK Manufacturing Production
  • 09:30 UK Services Purchasing Managers Index
  • 15:00 US Institute of Supply Management Non-Manufacturing (services)
  • 19:15 US FOMC

Wednesday 6th August

  • 00:01 UK Nationwide Consumer Confidence report
  • 00:01 UK GDP Estimate
  • 10:30 UK British Retail Consortium Shop Price Index
  • 15:35 US Crude Oil Inventories

Thursday 7th August

  • 12:00 UK Bank of England Monetary Policy Committtee (MPC) Interest Rate Statement
  • 13:30 US Jobless claims
  • 15:00 US Pending Home Sales

Friday 8th August

  • 00:00 UK Nor results due
  • 13:30 US Non-farm Productivity
  • 13:30 US Unit labour costs
  • 15:00 US Wholesale Inventories